Cash stuffing

I’ve recently started a cash stuffing journey. I’ve found this helps me manage my money a lot better. I spend less as I’m reluctant to release those notes. I’ve been withdrawing £400, here’s how I distribute that:

80 for weekly shopping (20 a week)

100 for a monthly shop (mainly frozen meat and monthly household items)

35 for annual car insurance

20 for annual tv license

35 for children’s essential

40 coffees at work

50 fuel

40 self care

Any cash left over from these budgets get put into my savings binder!

I’ve managed to get my annual tv license fully funded. My car insurance is fully funded to, meaning I’ll save money on the interest on direct debit payments. When I checked the interest on paying monthly for my car insurance is £55!

Now that I’m fully funded for those two annual bills I’ll start using that money to pay for car tax, car maintenance and some household items! Hopefully I’ll be fully funded for those soon as well. Once I’ve paid for my car insurance and tv license I’ll restart those so they’re ready for next year!